JAKARTA, Indonesia, Sept. 24, 2026 /PRNewswire/ -- PT Bank Rakyat Indonesia (Persero) Tbk (IDX: BBRI) reported net profit of IDR 31.2 trillion in the second quarter of 2026, up 17.5% year on year, as the bank sustained business growth amid economic and banking industry dynamics. BRI recorded double-digit growth in assets, loans and financing alongside stronger fundamentals, asset quality and profitability.
BRI President Director Hery Gunardi (center) and members of BRI’s Board of Directors present BRI’s second-quarter 2026 results in Jakarta, as the bank’s ongoing transformation begins to translate into stronger financial performance and fundamentals.
On a consolidated basis, BRI's assets reached IDR 2,352 trillion, up 11.7% year on year, while loans and financing rose 16.2% to IDR 1,646 trillion. Third-party funds increased 6.7% to IDR 1,581 trillion, net interest income rose 9.9% to IDR 80.5 trillion, and pre-provision operating profit increased 12.8% to IDR 65.7 trillion.
"These results show that our transformation is starting to deliver. What matters to us is not just how fast BRI grows, but whether that growth is built on stronger fundamentals and benefits the wider economy," said BRI President Director Hery Gunardi.
Stronger fundamentals support growth
On a bank-only basis, BRI's Cost of Funds fell to 2.4% from 3.0% a year earlier, while its Cost to Income Ratio improved to 39.2% from 41.9%. The Non-Performing Loan ratio declined to 2.9% from 3.0%, while Cost of Credit improved to 3.1% from 3.4%.
Return on Assets remained at around 2.7%, while Return on Equity increased to 18.8% from 16.6% a year earlier.
BRI is continuing its transformation under BRIVolution Reignite, focusing on strengthening its funding franchise, improving existing core businesses and developing new sources of growth.
MSMEs remain at the core of BRI's business
Loans to MSMEs reached IDR 1,235.4 trillion at the end of the second quarter, up 8.6% year on year and accounting for 75.1% of BRI Group's total loan and financing portfolio.
BRI also continued its MSME empowerment programmes. As of June, Desa BRILiaN had reached more than 5,700 assisted villages, Klasterku Hidupku more than 44,000 business clusters, and LinkUMKM about 17.3 million MSMEs.
From January to June, BRI disbursed IDR 103.8 trillion in People's Business Credit (KUR) to more than two million borrowers.
"MSMEs remain a core part of BRI's business. As we grow, we want to support businesses and the wider economy by expanding access to finance and strengthening the capacity of Indonesian MSMEs," Hery said. （Related： Pickleball Kingdom Continues Global Expansion into Australia and New Zealand ｜ Latest ）
For more information, visit www.bri.co.id.
